Sat Nav Insurance

Why should I insure my sat nav?

Getting Sat Nav insurance may be a good idea if you rely upon your device to get from A to B on a regular basis and cannot afford to be without it if something goes wrong. A Sat Nav will typically be left in your car or taken out on the move, making it susceptible to loss and theft. Its portability makes accidental damage a likelihood, with the risk of drops, liquid immersion and more. And your home insurance policy may not protect this type of gadget, or could leave you with a higher premium to pay if you do make a claim. Choosing a separate Sat Nav policy with can allow you to keep it safe in a variety of situations.

You will be covered against

Accidental & Deliberate Damage

Whether your sat nav is damaged accidentally or deliberately, your protection will let you make a claim for repair or replacement so you can get back to enjoying all your favourite apps and services.

Mechanical Breakdown

If the camera, display, battery or any other component suffers a fault which Apple’s warranty does not cover, repair costs will be paid by your sat nav insurance policy.

Liquid Damage

Spill a drink on an sat nav or drop it into any body of liquid and the damage can be repaired or the device replaced under the terms of your cover.


You're covered on Silver and Gold policies if your device is stolen. Where only part or parts of your device have been stolen, we will only replace that part or parts.

Worldwide Cover

Whether at home or abroad, world-wide sat nav insurance from will keep your handset safe, whether you smash it in Spain, drop it in Dubai or lose it in Lisbon.

Unauthorised Use

If your sat nav is used to make calls, send texts or download data by a third party without your permission, any costs you incur as a result of this usage can be recouped.

Are there any excess charges?

up to £100 UK Excess

up to £100 Loss of Device Excess

up to £100 Overseas Claim Excess

The Excess for an iPhone X is £100; the Excess for an iPhone 8 & 8+; A Galaxy Note 9, A Galaxy 8 & 8+ is £75. For all other Gadgets the Excess is £50.