What we Cover?

At Gadget Buddy we cover a wide range of products; we have listed these below for you:

  • Smartphones including iPhones
  • Laptop’s including MacBook’s
  • iPod’s
  • Tablets including iPad’s
  • iMac’s
  • Smartwatch’s
  • Sat Nav’s
  • VR Headsets
  • Digital Cameras
  • Drones
  • E-Readers
  • Headphones
  • MP3 players
  • Portable Video Cameras
  • Portable Games Consoles

Policy Cover

What does gadgetbuddy.com cover me for?

At Gadget Buddy we can cover multiple gadgets, up to 5 different devices on one policy. We always want to provide our customers with the best value insurance, at an affordable price, offering additional discounts when you insure 2 or more gadgets. The more you insure, the more money you save, and we give you up to 15% discount when you insure the maximum 5 devices with us.

How gadgets qualify for cover

The gadget must be less than 18 months old with valid proof of purchase and/or contract under which the gadget was supplied when the insurance starts. Gadgets purchased from online auctions are NOT eligible for cover. The gadgets must also not have been purchased as second hand devices, nor must they have been purchased outside of the United Kingdom, the Channel Islands, or the Isle of Man.

What you're covered for

  • Accidental Damage We will pay the costs of repairing Your Electronic Equipment as a result of Accidental Damage.
  • Theft (this section only applies if shown on Your policy) We will replace Your Electronic Equipment with a Replacement Item if it is stolen. Where only part or parts of Your Electronic Equipment have been stolen, We will only replace that part or parts.
  • Loss (this section only applies if shown on Your policy) If You lose Your Electronic Equipment We will replace it with a Replacement Item.
  • Breakdown If a Breakdown of Your Electronic Equipment occurs outside of the manufacturer’s guarantee or warranty period We will pay the repair costs.
  • Liquid Damage We will repair or provide a Replacement Item for Your Electronic Equipment if it is damaged as a result of accidentally coming into contact with any liquid.
  • Unauthorised Calls, Texts or Data Use Where Your item of Electronic Equipment is a device where You are charged for Unauthorised Calls, Texts or Data Use and it is lost or stolen, We will refund the cost of any calls, texts or data used after the time it was lost or stolen to the time it was blacklisted by Your airtime provider.
  • Malicious Damage Where Your item of Electronic Equipment is damaged through the intentional or deliberate actions of another party We will repair or replace it. Where only part or parts of Your Electronic Equipment have been damaged, We will only replace that part or parts.

What are the excesses?

  • iPhone X - £100
  • iPhone 8 & 8+; A Galaxy Note 9, A Galaxy 8 & 8+ is £75.
  • All other Gadget Excess is £50

How long does it take to process a claim?

If the claim is due to Theft or Loss please allow 3 working days, from the date we receive claim form, for your Insurance Claim to be processed.

If your claim is due to Accidental Damage or Mechanical Breakdown cover please allow 5 to 7 working days for your claim to be processed, from the date we receive your notification.

These timelines are subject to receipt of the full information required to assess your claim.

Why Insure Your Gadgets?

Technology plays an increasingly significant part in all of our lives. Whether it’s a smartphone that’s rarely out of our hands, a laptop that stores all of our most important documents or a tablet that’s become an invaluable travel companion, our favourite gadgets are more important to us than ever before.

As with all the most important things in our lives it makes sense that we should want to protect our treasured devices. Unfortunately the more we use them and the more desirable they become, we cannot foresee unfortunate situations that may occur. This is where gadget insurance from gadgetbuddy.com comes in.

Buddy Saves Your Gadget's Day

Gadget insurance with gadgetbuddy.com is low cost and high value, and will ensure you are given peace of mind when you use your gadgets; whether at work, home or on the move. Flexibility with gadgetbuddy.com means that you can choose the exact cover you need for your gadgets.